Hit a rock on my towns residential highway. Tire is destroyed. Do I have to pay?

Question

Hit a rock on my towns residential highway. Tire is destroyed. Do I have to pay?

Answer 1

I am amazed at some people's answers on here....they must live in a entirely different world than me. I live in a small rural country town and the roads here are sh*t. I mean they are horrible. I run 10plys on every one of my pickups, just because of the crappy roads....both on the highway and gravel roads are crap. The highways are all cracked up and rough in spots and the gravel hardly ever sees a road grader on it. My point is, unless this rock was a freakin boulder, then I cannot comprehend how anyone from the city, state, or governments is going to pay for your tire getting punctured by a rock. This happens all the time where I live. I used to work in a tire shop and about 6 times out of ten, the puncture spot would be caused by a sharp gravel or rock puncture. Also, how far did you drive it after hitting the rock? Did you drive it flat for a ways? If they started paying for every rock punctured tire, then they would go broke and then the roads really would get bad.

Answer 2

I think mostly everyone answering here are idiots. I wouldn't trust them alone with anything I own. But I don't know for sure but I'd suggest you ask your local government. If it's a rock from poor maintence then they might pay but if it's just a rock that landed in the road then it's on you because how is the local gov suppose to know a rock is there, but also the rock could be their responsibility if say they knew and heard about it and didn't get rid of it in a reasonable amount of time. Like they received a complaint about a rock a week ago and then you hit the same rock a week later. Then that's on them because they ignored to fix the road hazard. All in all make a complaint see what happens. I give it a 50/50 at best you'll get reimbursed. But that's pretty good if you ask me.

Answer 3

I don't know. What country do you live in? This is a global site with no way to tell where members are. If you live in some Socialist country, the government may buy you a new tire. They may buy you a lot of things. But you will also have to pay a fiendishly high tax rate so you won't be able to afford a car anyway. That's for greedy capitalists.

Answer 4

I hit a rock on my town's highway. My Tire is destroyed. There was no way I could of avoided it. Am I stuck paying for a new tire or is it the local towns duty to cover the cost?

Answer 5

Yep as stated, it's yours to pay for. Oh and just so you know, if you turn it into your insurance, it will be considered a collision claim.



How they decide, if the "rock" is stationary on the road, and you hit it, you weren't paying attention, like playing with your phone, instead of driving. That's a collision claim, it's avoidable. You will get dinged on your policy for too many of those.



If said "rock" or deer comes rolling down a hill, or falls off the back of a truck, and you hit it, that's considered Act of God by the insurance company. It falls under your comprehensive coverage. No harm, no foul to your policy.

Answer 6

Generally speaking if you are the second person to complain about a rock hazard on the same highway, the town is must pay for ANY car repair caused by the rock.



Go in person to the town hall where the damage occurred to file your report. If you get nowhere, your automotive *comprehensive insurance will pay any damages minus your deductible. Keep in mind comprehensive claims will NOT increase your insurance one thin dime!

Answer 7

If they had cut a ditch through the pavement and failed to put up barriers the town might be liable. A rock? Less so. Far less.



Try putting a claim. At least you'll learn how your town's government works.

Answer 8

If its a pothole or uneven payment, you could take a photo of it & the damaged tire. After replacing the tire & probably getting a wheel alignment, send the city, county (if its a county highway or an unincorporated town), or the state DOT a copy of the receipt & photo of the road hazard.



If you have a tire warranty, you will probably only pay half for replacement.

Answer 9

Waste your time over a 50$ tire at best and I would not count the rim as it would be very hard to ruin a steel rim...You are negligence because how do we know your tire wasn't on its last thread and blew up??.You know how many people blow there tires from faulty roads I blew a tire over a uneven Texas road and the sheriff helped me putnjtmon and he didn't care what the problem caused it.

Answer 10

Either way you pay. For a new tyre yourself or through higher taxes for the town to cover the cost. In this case I'll give you a clue.



Your car

Your tyre

Your cost.

Answer 11

I think you could make out a case for suing them but in the meantime, you do have to pay. You would be justified in sending them a bill!

It still could be seen as taking from the public funds. You can't sue a rock.

Answer 12

This is where that new tire road hazard warranty would be beneficial, the city isn't responsible. You would have to of seen the rock fall out of a truck and get the license plate # to sue the guilty party as a recourse, otherwise it was your responsibility to avoid the road hazard in the first place.

Answer 13

it's called a road hazzard... you can buy a warranty to cover it when you buy new tires... if you didn't then that's a shame, you gambled and lost...

Answer 14

It is possible to claim against a municipality for damage due to defective roadways such as neglected pot holes, but if it was a condition the town had no control over other than timely remediation, then you are responsible for your own damages as you drove into the hazard.

Answer 15

Your town will buy you a new tire,They probably will give you some extra gas money for driving on their bad roads.I m sure that causes you to get terrible gas mileage! Oh.....would you like to try some stuff I m smoking?????

Answer 16

It's called a road hazzard. You can buy a warranty to cover it when you buy new tires. If you didn't then that's a shame, you gambled and lost.

Answer 17

That's you're own fault for not watching. Your car is your responsibility, man up and stop trying to get others to pay for things!

Answer 18

Yes

Answer 19

I believe the town should pay but you'll probably never get them to do so

Answer 20

. "no way to avoid" . . . Yes there is: you stop texting, talking, re-arranging the contents of your purse, applying make-up, drinking, eating, playing Pokemon etc etc and instead WATCH WHERE YOU ARE GOING . . and if necessary, STEER AROUND ROCKS IN THE ROAD.



. and being a good citizen, did you stop and move the rock off the road so no one else would hit it? Thought not.

Answer 21

IT would be nice if that could happen. I think it is easier and less headache to just shoulder the responsibility and pay for another tire.

Answer 22

If the city put the rock there, they pay. Since that's pretty doubtful, time to open your wallet

Answer 23

Yup unless you bought the insurance for the tire when you bought the tire, but then still you might have to pay a partial amount.

Answer 24

Rocks on roadways are just part of the natural state of things...something to be expected from time to time. The cost to replace will be on you and I doubt it would be enough to rise past your insurance deductible any way.

Answer 25

No you get to pay. That's one of the joys of owning a car.

Answer 26

A rock, no. Pothole/road damage, depends.

Answer 27

your town shall buy you a new tire,they probably shall give you some extra gas money for driving on their bad roads...i m sure that causes you to get terrible gas mileage! oh...............would you like to try some stuff i m smoking?????

Answer 28

if you have an additional policy that covers the tire is about the only way to get a new tire

Answer 29

You might want to pay for the rock, but forget about it.

Answer 30

No you don't

Answer 31

No one else is going to pay for it.

Answer 32

You need to pay

Answer 33

I hxoso a anan

Answer 34

Take the mayor to civil court n sue him.

Answer 35

It's your tire isn't it.

Answer 36

Yes. Why didn't you go around it?

Answer 37

Only if you want to continue driving. Pot holes are different.

Answer 38

yes

Answer 39

Na all pay it for you

Answer 40

Do you have road hazard insurance?

Answer 41

No just drive on the rim jojo.

Answer 42

Yes. YOU have to pay.

Answer 43

it is an act of nature. you will pay.

Answer 44

buy your own tire

Answer 45

who else would pay for it?

Answer 46

hmmm

Answer 47

gfdjfd

Answer 48

No - it is up to you to LOOK WHERE YOU ARE GOING.

Answer 49

lol

Answer 50

Welcome to adulthood. Now pay the man.

Answer 51

Idk